You may be wondering…why is there a picture of a notebook dead center in this here blog?

notebook pic

Well…this is a picture of the notebook that I used to keep track of all of the money that I spend in a day!

No, I don’t write down things like gas for my car, bills, or tolls, but I DO write down the deli run, a shirt from a favorite store, or vending machine purchases (for example). You would be SURPRISED at how much money you spend in a week!

I challenge you to HOLD YOURSELF ACCOUNTABLE! Keep Tabs On Your MONEY!

Taking an honest look at where that $5-$6 goes will make you do one of two things: stop spending, or get pissed off LOL! This notebook has forced me to hold myself accountable for those unimportant purchases that I make, AND I have now challenged myself in another way…for example, if I spend $5 at Starbucks, I will now force myself to save the same amount of money I spend…so I will now have to transfer $5 into my savings account for that purchase. I spend that daily at Starbucks, so I guess I’m now saving $5 a day! *whew* yes I’m pissed, but I am all about holding ME accountable above all else!

Try it and tell me how this is working for you!



4 Comments (+add yours?)

  1. Tejai Maxwell
    Jan 07, 2013 @ 23:49:14

    That’s a good tip… I may have to try that.


    • Elle
      Jan 08, 2013 @ 07:30:42

      I think you will enjoy it! I literally get BEYOND PISSED when I see how much money I’ve spent in a week, and it has TREMENDOUSLY cut down on my spending!
      I have to have a plan anyway because I will be quitting my day job in pursuit of my passion, so that book is EVERYTHING! lol Thanks dear Tejai!!


  2. Tejai Maxwell
    Jan 08, 2013 @ 14:42:11

    I have a plan to start my own business in about 2 years time or so and I’m trying to get my debt down and my savings up! I have BIG plans too! That’s why I like this plan… it could potentially help conquer debt and savings at the same time! Good luck in your future endeavors!


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